Buy to Let advice

High rents and favourable buy-to-let mortgages are tempting buyers into becoming landlords

Preparation
We'll guide you through the house buying process

What your deposit options are

How much the monthly payments will be

What is the most important thing you should be doing right now

Profit or Loss
Are you looking to make a monthly profit now or a lump sum for later?


The property you buy (and where you buy it) will determine whether you can make money on a monthly basis or a lump sum later (or both).

In addition to this not every property is guaranteed to give you any return on your investment.


Rule 1

"You have to treat this as ...

Letting Agents
Friend or Foe?

Should you manage your rental property yourself or use an agent?

They will save you time:

If you have a full time job it may be difficult for you to find time to deal with your property portfolio - using an agent can remove the time and hassle associated with owning a property.

Letting agents can deal with urgent repairs and maintenance by contacting tradesmen and liaising with tenants to arrange for ...


Buy to Let and the Tax Man

The taxman only taxes the "profit" that you make. So you pay tax on your rent less your total expenses including mortgage interest (but not any repayment element of your mortgage). more >>

Top Tips

Check out our top tips about what to consider when looking for a property to let more >>

Call us for free using your inclusive minutes on 0333 12 12 101

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE
FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £295

Mortgage & More is registered in the UK: 06437752 ~ Authorised and regulated by the Financial Conduct Authority FRN: 651274 ~ 9 Balas Drive, Sittingbourne, Kent ME10 5AS - 01634 235132