finding the right mortgage (& more) for you...

Interest Rates
Is it better to fix your mortgage or have a variable rate?

Choosing whether to fix (and for how long) or to have a variable rate is never easy, and the reasons for choosing are different for everyone.

Your decision will depend upon your circumstances, on what you think is going to happen next in the economy, and how this makes you feel.

Most people choosing a 'two year deal' (fixed or variable) are relying on the economy not changing...

Repayment Methods
Repayment & Interest Only

Although there are over a hundred lenders offering over a thousand different mortgage products, there are still only two different mortgage repayment methods:

'Interest Only' or
Capital & Interest 'Repayment'


With a Capital & Interest 'Repayment' mortgage each month monthly payment contains an element of capital and interest on the loan - providing you make all your monthly repayments, you are guaranteed to pay the mortgage off at the end of the term.

With an 'Interest Only' mortgage you only pay off ...

Equity Release
Release tax-free cash from your home to spend on whatever you choose

If you are 55 or over and a homeowner, Equity Release could offer you a way to release tax-free cash from your home to spend on whatever you choose.

• Supplement your income
• New car
• Holiday of a lifetime


Muddled about Mortgages?

Whether you are buying for the first time or its the first time you have moved in a long time, the whole process can seem very daunting, let us... more >>

Call us for free using your inclusive minutes on 0333 12 12 101

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE
FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £295

Mortgage & More is registered in the UK: 06437752 ~ Authorised and regulated by the Financial Conduct Authority FRN: 651274 ~ 9 Balas Drive, Sittingbourne, Kent ME10 5AS - 01634 235132