finding the right remortgage (& more) for you...

Remortgaging
your own home

With interest rates at an all time low, there has never been a better chance to make sure your mortgage repayments are as cheap as possible too.


How the remortgage process works...

It normally takes 4-8 weeks for a standard remortgage to go through.

Usually, the lender will pay for most of the costs to transfer the mortgage over, this includes the survey and standard legal fees.

There is likely to be a lender arrangement fee, although this can be added into the new mortgage - the amount does vary from lender to lender and we will recommend the mortgage that has the cheapest interest rate/arrangement fee combination.

Call now and arrange for us to visit and see how much you could be saving in just 1-2 months time.

We will go through all the options available to you, and in as much detail as you want paying particular attention to all the costs out of your existing mortgage and into the new one.



your buy to let

Buy to let remortgage rates and arrangement fees have signicantly dropped in the last 12 months, especially if you have plenty of equity.


the property that your dependant relative lives in

If you own a property that your elderly relative lives in you may qualify for a standard residential mortgage rather than a 'buy to let' mortgage.

The benefit in having a residential mortgage is that the interest rate and fees will be significantly less and therefore much cheaper for you

Whether you can or not all depends on your existing credit commitments - call for details on 01333 12 12 101


Muddled about Mortgages?

Whether you are buying for the first time or its the first time you have moved in a long time, the whole process can seem very daunting, let us take the confusion out of it << more >>

Call us for free using your inclusive minutes on 0333 12 12 101

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THERE MAY BE A FEE
FOR MORTGAGE ADVICE, THE PRECISE AMOUNT WILL DEPEND ON YOUR CIRCUMSTANCES, OUR TYPICAL FEE IS £295

Mortgage & More is registered in the UK: 06437752 ~ Authorised and regulated by the Financial Conduct Authority FRN: 651274 ~ 9 Balas Drive, Sittingbourne, Kent ME10 5AS - 01634 235132